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Planning workspace · reviewed October 10, 2026

Tax document readiness checker

Check what you have, identify what is missing, and keep the documents themselves in your own secure storage. This tool does not upload or inspect them.

2025 standard rules · 2026 form projections

Your preparation checklist

Mark a document ready after you have checked it. For an item that does not apply, confirm why and mark it reviewed.

Required when prior basis exists; reconcile the carryforward.

Reconcile conversions and other distributions.

Form 5498 may arrive later; preserve tax-year contribution confirmations.

Gather all applicable personal accounts across custodians.

Relevant when money was transferred to or from another plan.

Verify compensation, annual limits and other IRA contributions.

0 of 6 categories reviewed.

Missing or unreviewed documents

  • Prior Forms 8606 and basis history
  • Forms 1099-R / distribution transaction records
  • Forms 5498 / contribution confirmations
  • December 31 traditional, SEP and SIMPLE IRA statements
  • Rollover confirmations and administrator acceptance
  • Income, age and contribution eligibility records

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Gather evidence

Custodian reporting and your own records work together. Form 1099-R concerns distributions; Form 5498 concerns IRA contribution information. Reconcile them with statements and your tax records.

  • Historical basis records and relevant Forms 8606.
  • Year-end statements for relevant accounts.
  • Contribution confirmations with designated tax year.
  • Conversion and rollover transaction confirmations.
  • Plan acceptance documents for a proposed reverse rollover.

A readiness score has limits

A completed checklist indicates organization. It does not confirm the accuracy, sufficiency or legal treatment of the documents.

Sources and next steps

Reviewed October 10, 2026. This independent educational website is not affiliated with the IRS. Special transactions need professional review.

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