Transparency & trust · updated November 2, 2026

Editorial policy and corrections

Moss Ladder owns and publishes RothProRata.com and maintains its educational content. This policy explains how its educational material is prepared, sourced and corrected. No independent professional tax review is claimed.

Published by Moss Ladder. Editorial policy and source review

2025 standard rules · 2026 form projections

Authorship and AI assistance

Moss Ladder is responsible for the material published on RothProRata.com. AI-assisted tools help develop the software and draft explanations. The byline identifies the publishing organization, not a professional tax qualification. The material has not received an independent CPA or Enrolled Agent tax review. Readers can inspect the sources and worked examples, and should seek qualified advice about their own returns.

The guides address specific questions about IRA basis, conversion allocation, timing and reporting. Explanations state the assumptions behind their examples and link to the relevant primary references. IRS citations let readers check the rule being discussed; they do not mean that the IRS approves the website or has checked an individual calculation.

Sources, dates and annual updates

Tax content uses official IRS forms, instructions and publications where available. Check the tax year, revision and applicable account type. A page's Updated date records a substantive content change; it is not a professional review date. The 2026 worksheet is labeled as a projection based on the verified 2025 form structure until final 2026 instructions are verified.

When a relevant source changes, the affected explanation, example and supporting checks are reviewed together. Material corrections are recorded in the correction history so readers can see what changed. Automated checks cover selected calculations and website behavior; they do not provide a professional opinion on a visitor's tax position.

Report and handle a correction

Email contact@mossladder.com with the page, year, specific claim or result, official source and an invented example. Do not include personal tax records. The operator reviews the report, checks the cited material, and corrects or qualifies affected content when justified. No fixed response time or private consultation service is promised.

Confirmed errors are corrected, and explanations are qualified when an important question remains unresolved. The correction history records material published changes. The operator cannot contact every earlier visitor or replace files that readers have already downloaded, so check the current explanation before relying on an older saved copy.

Advertising and editorial decisions

Advertising does not determine the subjects covered, the interpretation of a tax source or the result shown by a calculator. The website currently serves no Google ads. Financial entries are not used to choose advertising. Source links identify references, rather than paid placement, provider endorsement or professional certification. The privacy policy describes advertising and data handling.

Sources and next steps

Updated November 2, 2026. Source links are references, not IRS endorsement or independent professional certification. Check the source year and the assumptions in each explanation.